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The U.S. Small Business Administration Community Advantage Loan program is designed for new and existing businesses that need loans under $250,000. The loan can be used to finance a startup company or expand an existing small business or buy real estate. The SBA guarantees 85 percent of loans up to $150,000 and 75 percent of loans greater than $150,000.〔(【引用サイトリンク】url=http://www.sba.gov/content/community-advantage )〕 Launched in 2011, the Community Advantage program intends to expand access to capital in underserved communities by allowing mission-focused, community-based financial institutions – including a Certified Development Company – to offer this loan to small businesses. Greater access to credit can help spur firms to grow and hire, giving the economy a boost. The SBA designates specific lenders throughout the United States to offer Community Advantage loans. The first six lenders selected for the program were: CDC Small Business Finance, California; Cen-Tex CDC, Texas; The Progress Fund in Greensburg, Pennsylvania; Eastern Maine Development Corporation, Maine; Idaho-Nevada Community Development Financial Institution, Idaho; Kentucky Highlands Investment Corporation, Kentucky. Thirty-four other lenders have since been approved.〔(【引用サイトリンク】url=http://www.sba.gov/content/community-advantage-approved-lenders )〕 ==Loan Size and Terms== *Maximum Loan Size: $250,000 *Terms: 7–10 years for working capital, inventory, business acquisitions, tenant improvements, and start-up expenses *Terms: 25 years for real estate *Interest Rate: up to Prime + 6% *No pre-payment penalties 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Community Advantage Loan」の詳細全文を読む スポンサード リンク
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